Don Dutton Agency

Small Business Specialists

(732) 249-6346 | csr@donduttonagency.com

780 Livingston Avenue, North Brunswick, NJ 08902

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Our Services

We specialize in commercial insurance and bonds for public transportation, including:

Our agency is happy to meet your personal insurance needs for:

We also provide free notary public services for clients. Hablamos español.

Photo of Don

About Us

Don has proudly served the community for 38 years, offering personalized insurance services to both individuals and businesses.

Melissa is your school transportation specialist with 14 years of experience.

Brian is new to the team, eager to learn your business and personal needs and find you the best rate.

We believe in providing exceptional customer service and guiding our clients to the best protection for them. Whether you're a business owner or an individual seeking quality coverage, we are here to help.

Why Choose Us?

Frequently Asked Questions

Personal Insurance FAQs

Premiums are influenced by your driving record, age, location, vehicle type, mileage, and coverage limits.
Actual cash value pays the depreciated value of your property; replacement cost pays to replace it with a new item of similar kind and quality.
You should insure your home for the cost to rebuild it—not market value. This includes structure, personal belongings, and liability.
Typically, no. Flood and earthquake insurance usually require separate policies or endorsements.
Possibly. It depends on the claim type, severity, frequency, and insurer policies.

Commercial Insurance FAQs

Most businesses need general liability, commercial property, workers’ compensation, and possibly cyber, commercial auto, and professional liability.
A BOP bundles general liability and commercial property coverage, often at a lower cost than purchasing separately.
It covers employee injuries or illnesses related to work and provides medical care, lost wages, and liability protection for the employer.
It protects against risks like data breaches, cyberattacks, and privacy failures. Any business that handles customer data, payments, or online operations benefits from it.
Coverage depends on business size, industry risks, assets, revenue, contracts, and legal requirements. A risk assessment with a broker can help tailor limits.

Hours of Operation

Monday–Thursday: 9:00 AM – 5:00 PM, Friday 9:00 AM - 4:00 PM

Lunch: 12:00 PM – 1:00 PM

Contact Us

Address: 780 Livingston Avenue, North Brunswick, NJ 08902

Email: csr@donduttonagency.com

Phone: (732) 249-6346